Short Term Insurance - Globalwise Financial Services

MOTOR INSURANCE
Motor Insurance is designed to give you cover against loss or damage, on all your vehicle and vehicle extras. Leaving you with peace of mind knowing you’re covered for anything from bumper bashes to smash and grab incidents, as well as theft and hijacking.

Some of the optional benefits that can be included are car hire, credit shortfall, excess waiver and IVP (Initial Value Protection).

BUILDING INSURANCE
This insurance will take care of any damage to your house or building. Insured perils include any act of nature, leaking pipes, explosion, subsidence, fire, etc.

A building's sum insured must be sufficient to rebuild the structure, but must make provision to be able to also replace the following: electronic gates/doors, intercoms, alarm systems, shade cloth carports, thatched lapas, swimming pool, fencing, irrigation systems, solar heating, professional and municipal fees, demolition charges, debris removal, etc.

MOTOR INSURANCE
Motor Insurance is designed to give you cover against loss or damage, on all your business' vehicles. Leaving you with peace of mind knowing you’re covered for anything from bumper bashes to smash and grab incidents, as well as theft and hijacking.

Cover can be taken on your business' vehicles, trucks, trailers, construction and material-handling (yellow) machinery, against loss or damage followed by an insurable event.

GOODS-IN-TRANSIT INSURANCE
Provides financial compensation against the loss of, or damage to goods / products that are transported as part of your stated business activity.

ALL-RISK INSURANCE
Provides cover against the loss or damage of items that are usually taken away from the business' premises, for example: generators, toolboxes and tools, cell phones, laptops, tablets, etc.

CROP INSURANCE
This section protects your farming business against loss of crops due to natural disasters, such as hail, drought, floods, etc.

LIVE STOCK INSURANCE
This section protects your livestock against death due to natural disasters, such as hail, floods, as well as freezing to death, etc. Option extensions: infertility, red water fever, heart water fever, gall sickness, blue tongue disease, theft, etc.

IRRIGATION SYSTEM INSURANCE
This section provides cover for your irrigation systems, due to fire, lightning, wind, theft, hail, flood, and even collision.

PUBLIC LIABILITY INSURANCE
This section provides cover for your livestock and the additional liability risk of your cattle or other animals breaking through fences and roaming onto roads (frequently causing fatal car crashes) or neighboring land, where they may destroy crops or interfere with breeding stock.

You are covered for damages you become legally liable for if a fire starts on your property and then spreads to neighboring farm(s) causing damage.